Free taster check
A quick first look at your P&L to see if a full health check is worth it.
£0
One per business
- Overall red, amber or green rating
- Your top issue in plain English
- No card needed
AI CFO agent for UK small businesses
Your AI CFO, plain-English answers about your numbers
Agentic CFO is an autonomous AI finance agent. Upload your profit and loss statement and it reads every line, spots what matters and tells you what to do next, without the jargon.
Free to try. No card needed for the taster. Not regulated financial advice.
How it works
Three steps from spreadsheet to clarity
No accounting software integration, no meetings, no waiting list. The AI agent does the work end to end.
1
Upload your P&L
Export your profit and loss from Xero, QuickBooks, Sage, FreeAgent or a spreadsheet and upload it. PDF, CSV and Excel all work.
2
The AI analyses it
Your AI CFO checks margins, cost lines and trends, compares them with typical patterns for your type of business and works out what matters most.
3
You get a one-page report
A clear red, amber or green health rating, what is going well, what needs attention and the few practical changes most likely to improve profit.
Products & pricing
Start free. Pay only for what you use.
Simple UK pricing. Cancel subscriptions any time.
P&L Health Check
The full one-page diagnosis of your profit and loss.
£49
One-off payment
- Line-by-line margin and cost review
- Comparison with similar businesses
- The three changes that matter most
- Downloadable PDF report
Quarterly re-check
Track progress with a fresh health check every quarter.
£99 / year
Four re-checks a year
- Updated rating each quarter
- What has improved and what has slipped
- Reminders when it is time to upload
Industry Insights Directory
Anonymised library of common P&L issues by industry and issue type.
Free or £9 / month
Free tier plus full-access tier
- Free: headline issues by industry
- £9/month at launch: full write-ups and fixes
- Search by sector and issue
Newsletter
AI tools for small business finance, reviewed and explained.
Free weekly
Premium £12 / month or £99 / year
- Free: weekly round-up
- Premium: hands-on reviews
- Premium: copyable finance workflows
Not sure where to start?
Most owners begin with the free taster, then decide.
£0
to find out
- See your rating in minutes
- Upgrade only if it helps
- Your data is never sold
Best value
Agentic CFO Pro
Everything in one bundle: your AI CFO on call all year.
£19 / month
Cancel any time
Go Pro
- Full P&L Health Check included
- Quarterly re-checks included
- Full Industry Insights Directory access (when it launches)
- Premium newsletter included
- Priority processing of uploads
Prices include VAT where applicable. Reports are AI-generated guidance, not regulated financial advice.
Free taster check
See your P&L rating, free
Upload your latest profit and loss statement. Your AI CFO will email you an overall rating and the single biggest thing to look at.
- Works with exports from common UK accounting tools
- Your file is used only to produce your report
- Anonymised data use is opt-in, never assumed
Sample report
See exactly what you get
Our sample P&L Health Check is for a fictional independent café. It shows the format every report follows.
- An overall red, amber or green health rating
- Your year at a glance, in plain English
- What is working and what needs attention
- The three practical changes most likely to lift profit
Coming soon
Industry Insights Directory
An anonymised library of the most common P&L issues, organised by industry and by issue type, so you can see what similar businesses run into and how they fix it.
Hospitality
Food cost creep, staffing on quiet days, pricing after supplier rises.
Trades & construction
Under-quoted jobs, materials margin, subcontractor costs.
Retail & e-commerce
Discounting, returns, delivery and platform fees.
Professional services
Utilisation, write-offs, software and subscription sprawl.
Free tier: headline issues by industry£9/month at launch: full write-ups and fixes
FAQ
Questions, answered
What is Agentic CFO?
Agentic CFO is a standalone, autonomous AI CFO agent service for UK small businesses. It reads your profit and loss statement and produces plain-English reports on how your business is doing and what to change.
Is this financial advice?
No. Agentic CFO provides AI-generated analysis for general information only. It is not regulated financial, tax, legal or investment advice, and it is not authorised by the Financial Conduct Authority. Please check important decisions with a qualified accountant or adviser.
What do I need to upload?
Just your profit and loss statement, ideally for a full year. An export from Xero, QuickBooks, Sage, FreeAgent or a spreadsheet in PDF, CSV or Excel format is fine. You do not need to connect your bank or accounting software.
What happens to my data?
Your file is used to produce your report. We only use your data in anonymised form, for example to build the Industry Insights Directory, if you opt in, and you can withdraw that consent at any time. We never sell your data. You can ask us to delete your data by emailing [email protected].
What is the difference between the taster and the full health check?
The free taster gives you an overall rating and your single biggest issue. The £49 P&L Health Check is the full one-page report: line-by-line review, comparison with similar businesses and the three changes most likely to improve profit.
What does Agentic CFO Pro include?
Pro is £19 a month and bundles a full P&L Health Check, quarterly re-checks, full Industry Insights Directory access (when it launches) and the premium newsletter. You can cancel at any time.
Does a person check my report?
Reports are produced end to end by the AI agent. That keeps them fast and affordable. If something in your report looks wrong or unclear, email [email protected].
Can I sponsor the newsletter or directory?
Yes. See our Sponsors page and download the media kit.